Product Summary

LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

Premium Payment Mode

Yly, Hly

Benefits Available

  • Hospital Cash Benefit (HCB)
  • Major Surgical Benefit(MSB)
  • Day Care Procedure Benefit(DCPB)
  • Other Surgical Benefit(OSB)
  • Ambulance Benefit
  • Premium waiver Benefit (PWB)

Mode and High HCB Rebates:

Mode Rebate:
  • Yearly mode – 2% of Tabular Premium
  • Half-yearly mode – 1% of Tabular premium
HCB Rebate:
HCBPIOther than PI

Premium Paying Term: [20 – Age at entry] Years

Minimum Entry Age: 0 Years (last birthday)

Maximum Entry Age: 12 years (last birthday)

Maximum Maturity Age: 25 years (last birthday)

Minimum Basic Sum Assured: 1,00,000

Maximum Basic Sum Assured: No upper limit

Minimum Entry Age

Self/spouse- 18years

Children- 3 months

Parents/in-laws- 18 year

Maximum Entry Age

Self/spouse- 65years

Children- 17 years

Parents/in-laws- 75 year

Cover Ceasing Age

Self/spouse- 80years

Children- 25 years

Parents/in-laws- 80 year

Optional Rider

LIC’s Accidental Benefit Rider

LIC’s New Term Assurance Rider

Policy Benefits:

On Death:

Nothing is payable

On Maturity:

Nothing is payable

Surrender Value

Nothing is payable

Policy Loan

Loan not payable


As per applicable rule